The Hut offers no interest and no fee loans to residents of the Adelaide Hills on a low income. The NILS program at The Hut is managed largely by volunteers and is overseen by Good Shepherd Microfinance. This great program allows people on low incomes to buy new appliances or services via interest free loans rather than using pay-day lenders or hire purchase.

For further information please look at the Good Shepherd Microfinance website.

Types of Goods and Services Purchased

Residents are able to buy new goods and appliances such as fridges, washing machines, lounge suites, TVs, prescription glasses, or car repairs. Other items that considerably improve your quality of life may also be considered.

Amount We Can Lend

We are able to lend NILS loans up to $1500.00. This is repaid in regular affordable repayments over a 6 to 12 month period (usually via Centrepay). Please click here to see examples of fortnightly repayment amounts, which vary depending on total amount borrowed and the length of time.

Residency Criteria

To be eligible you need to be a resident of the Adelaide Hills Council or adjacent district for at least three months.

 

Contact Us

  • Phone: Hills NILS at The Hut on phone 08 8339 4400;
  • OR email us on nils@thehut.org.au;
  • OR click on button below to send some information to us, and we will respond within two working days.
Enquire about NILS